Buy to Let

Buying a property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from qualified advisers.

Property is an excellent long-term investment, with the potential to offer good income and good growth. Capital growth in property in the past 25 years has exceeded just about any other field, particularly in the south of the United Kingdom.

Becoming a private landlord and having a second property to let could reap considerable financial rewards over time.

Buy to let mortgages (BTL)

We aim to provide you with the most competitive BTL mortgages in the market, whilst helping you choose a product to suit your individual requirements. We are not tied any one lender's products and therefore can offer a comprehensive range of mortgage products from the whole market, ensuring you get a great deal.

Houses in multiple occupation (HMO)

We can help you find the most suitable mortgage options for you, whether you have put an offer in on a single-occupant property or a House in Multiple Occupation (HMO).

HMO properties involve a number of tenants living together while sharing communal facilities and, as several residents are occupying one space, they can prove very profitable to landlords

You may be able to take home a considerable rental income every month from multiple tenants living in just one property, so it's not hard to see why many investors see this as a lucrative option.

Oxford Council now requires every landlord in the city who owns a property where there are three or more unrelated tenants to get an HMO licence.

We offer a wide range of BTL mortgages, including a good selection of products that will suit HMO investments.


The Financial Conduct Authority does not regulate some forms of buy to let mortgages.